CITIZENS CAPITAL MICRO-CREDIT

It’s a microcredit and financial services company with a focus on SMEs and entrepreneurial business owners mainly women. CCML is operating as a regulated Non-Bank Financial Institution.

MAJOR ACHIEVEMENTS

• Has empowered lives of the underserved communities through small to medium loan facilitations;
• Launched a second branch in 2015, which is fully operational;
• Maintained a growth rate of 10-12% in the last 4 years and a recovery rate between 75-88% per annum;
• For 2020 plans to establish a new branch in a more agro-based region of Ghana with a strong economic and upward socially impacted trend;
• Has a team of 7 employees.